small toy house and pen and calculator


A Home Equity Line of Credit (HELOC) is a revolving, variable-rate line of credit that uses your home as collateral. You can use the money whenever you need it and you’ll pay interest monthly.

Our capabilities include:

  • Lower your monthly payments. Home equity rates can be lower than credit card rates, so you can decrease your monthly payments and save money on the interest you pay
  • Save on taxes. The interest you pay on a HELOC may be tax deductible, while credit card and auto loan interest payments are not. We encourage you to consult your tax advisor about the deductibility of interest.
  • Manage your accounts online. Manage your HELOC anytime, day or night. With online access you can schedule transfers, see account activity and request account alerts.